Roth Contribution Limits 2024 Over 50. If you're 49 and under, you can contribute up to $7,000 to a roth ira in 2024. You can make contributions to your roth ira after you reach age 70 ยฝ.
In 2024, your magi has to be under $146,000 for single filers or under $230,000 for joint filers to make the full roth ira contribution of $7,000 (or $8,000 if you’re 50 or older). That’s up from $6,500 in 2023.